Personal Banking Products
Interest will be paid at the annual rate on interest bearing accounts. At our discretion, we may change the interest rate and annual percentage yield for the account at any time.
Simple Easy Checking
Open a Simple Easy Checking account and enjoy features such as no minimum monthly balance, no monthly service charge, no per-check fees, non-interest bearing, automatic check safekeeping, and the first 20 checks are free. You must deposit a minimum of $25.00 to open this account. Ready Reserve and Shazam Debit cards are available to qualified applicants.
With a minimum balance of $250.00 your account will remain free of monthly charges. If your balance falls below the minimum balance you will be charged a $3.00 service fee each statement cycle. This fee is waived for Senior Citizens (age 62 & over). Ready Reserve and Shazam Debit cards are available to qualified applicants.
Now Checking Account
This account is an interest bearing account. You may avoid the $6.00 service fee each statement cycle if you maintain a balance greater than $800.00. Ready Reserve and Shazam Debit cards are available to qualified applicants.
Christmas Club Savings
Save your Christmas shopping money now for next year. Save each month & receive a check for your savings plus interest on November 1st of each year. This is an interest bearing account. Your maximum deposit into this account is $2,500.00. No withdrawals allowed until November 1st of each year. If withdrawn early the account must be closed and accrued interest will not be paid.
The required minimum balance to earn interest on this passbook account is $25.00. Interest is compounded semi-annually & you will receive semi-annual statements.
Money Market Savings
This account is a tiered account and the rate varies depending on your balance. When your balance falls below $800.00 you will be charged a $6.00 service fee each statement cycle. Interest is compounded semi-annually & you will receive semi-annual statements.
Certificates of Deposit
State Bank In Eden Valley offers a variety of terms to compliment our competitive rates. Terms include 6, 12, 18, 24
& 36 months. Penalty for early withdrawal.
Individual Retirement Accounts
Open your Roth or Traditional IRA with the security of an FDIC insured passbook account. Our rates are competitive and our IRA specialists can assist you with your retirement needs.
Personal loans, Ready Reserve (overdraft protection), Travel Money Cards, Shazam Debit cards, safe deposit boxes, bank by mail, night deposit, wire transfers, cashiers checks and money orders, automatic transfer, Gift Cards.